Lumio - Couples finances made easy

Lumio Couples finances made easy

Freemium

From 3$

Home: https://www.lumio-app.com

#expense tracking
#bill splitting
#money management
#household finance
#banking integration
#budget tracking

Visit Lumio

What is Lumio?

Lumio revolutionizes financial management for couples by providing a unified platform to track shared expenses, bills, balances, and net worth. The app seamlessly integrates with over 120 banks and credit cards, allowing partners to control what bills, expenses, and accounts they share while maintaining individual privacy.

The platform features sophisticated expense splitting capabilities, automated bill sharing, and detailed spending analytics. With bank-grade security measures and FCA regulation compliance, Lumio ensures secure financial management while offering intuitive tools for expense tracking, bill management, and balance settlements between partners.

Features

Shared Space: Dual control for tracking shared expenses and bills
Multi-Bank Integration: Connect 120+ banks and credit cards
Automated Bill Sharing: Set repeated expenses to share automatically
Expense Splitting: Simple tap or swipe to split expenses
IOU Tracker: Calculate and settle balances between partners
Spending Analytics: Break down expenses by category
Custom Split Ratios: Set percentage-based expense splitting
Real-time Syncing: On-demand data synchronization

Use Cases

Managing shared household bills
Tracking joint account expenses
Splitting rent and utilities
Managing shared subscriptions
Tracking shared grocery expenses
Settlement of shared credit card bills
Monitoring couple's net worth

FAQs

How does Lumio keep data safe?

Lumio uses bank-grade 256-bit TLS encryption, implements ISO-27001 security procedures, and operates as a read-only service. Credentials are encrypted separately from personal information and never stored.
Is Lumio regulated?

Yes, Lumio is registered as a Payment Services Directive Agent of Moneyhub Financial Technology Ltd, which is authorized and regulated by the Financial Conduct Authority.
Who is Lumio's data aggregation provider?

Lumio uses Moneyhub Financial Technologies Ltd as their trusted third-party data aggregation provider, chosen for their secure infrastructure and broad range of connections in the UK.