
cred.ai - Alternatives & Competitors
Bank-tech for a Better Financial Life
cred.ai provides advanced banking infrastructure and financial technology designed for security, premium experience, and well-being. It offers solutions for consumers and custom programs for large brands.
Ranked by Relevance
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1
finbots.ai AI Credit Scoring to Boost Lending Profits and Reduce NPLs
finbots.ai offers creditX, an AI-powered credit scoring solution that helps lenders increase approvals, reduce risk, and improve efficiency.
- Contact for Pricing
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2
Pagaya AI-powered credit analysis for smarter lending decisions
Pagaya is an AI-powered financial technology platform that helps lending institutions analyze credit applications and make better lending decisions without increasing risk.
- Contact for Pricing
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3
CredCore Modernize Enterprise Debt Investment & Management
CredCore is an AI-powered debt management platform designed to simplify the mobilization and monitoring of capital for funds and enterprises. It leverages domain-specific AI to automate compliance, track portfolios, and manage risks.
- Contact for Pricing
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4
Bank Statement App AI-Powered Bank Statement Analysis for Financial Insights
Bank Statement App utilizes AI to analyze bank statements, providing clear financial insights and enabling users to understand spending patterns and manage finances effectively.
- Usage Based
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5
SmartDispute.ai Repair your own credit using the power of artificial intelligence
SmartDispute.ai is an AI-powered credit repair system that helps users identify and remove negative accounts affecting their credit score through automated dispute generation and tracking across all three credit bureaus.
- Paid
- From 49$
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6
AI Credit Repair AI-powered credit repair solution for identifying and removing credit report errors
AI Credit Repair is an advanced credit management platform that uses artificial intelligence to help users monitor, repair, and protect their credit through automated dispute resolution and personalized improvement strategies.
- Pay Once
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7
wallet.AI Artificial Intelligence for Daily Financial Decisions
wallet.AI provides intelligent engines that analyze financial data to help users make better daily financial decisions. Founded in 2012, the platform helps individuals understand their financial behavior.
- Contact for Pricing
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8
Zest AI Proven AI for a Thriving Lending Ecosystem
Zest AI provides AI-powered solutions for lenders, improving underwriting accuracy, automating decisions, and reducing risk. The platform helps financial institutions make smarter, fairer, and faster lending decisions.
- Contact for Pricing
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9
Posh AI Banking AI starts with Posh
Posh AI provides AI-powered solutions, including voice and digital assistants, specifically designed for banks and credit unions to enhance customer service, empower employees, and optimize operations.
- Contact for Pricing
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10
Plaid Connect, verify, and enrich financial data securely in real time
Plaid provides secure, real-time connectivity to financial data, streamlining onboarding, payments, risk assessment, and personal finance management for businesses and developers.
- Usage Based
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11
SimplyBudget AI Smart budgeting powered by AI.
SimplyBudget AI revolutionizes financial management with AI-powered transaction logging, insightful budgeting breakdowns, and effortless loyalty card management.
- Freemium
- From 4$
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12
Tendi Take Control of Your Finances with AI-Powered Personal Financial Coaching
Tendi is an AI-powered financial advisor that provides personalized financial guidance, helping users manage their money, set goals, and make smarter financial decisions through automated analysis and custom recommendations.
- Freemium
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13
FinBraine Next-Gen Lending Management and KYC Software
FinBraine provides AI-powered lending management and digital KYC software solutions for Telecom, Retail, Banking, and eCommerce sectors.
- Contact for Pricing
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14
Arya AI Production-Ready AI for Finance
Arya AI provides pre-built, finance-specific AI models and APIs to help banks, insurance companies, and financial institutions streamline operations, enhance security, and improve decision-making.
- Contact for Pricing
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15
Synapse Analytics Revolutionize Credit Decisioning with AI-Powered Precision.
Synapse Analytics is an AI credit decisioning platform designed to increase loan approvals, reduce risk, and streamline operations for financial institutions.
- Contact for Pricing
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16
orbitfin.ai An AI-powered platform for financial services.
Orbit is an AI-powered platform designed for the financial services sector, integrating an AI Studio with a vast knowledge base to enhance accuracy, transparency, and efficiency in financial analysis.
- Contact for Pricing
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17
Mobile Credits A New Era of Payments with AI
Mobile Credits offers embedded and decentralized finance, tokenization, real-time payments, and generative AI (GenAI) for instant, global transactions from any mobile device. Join over 10 million Web3 users accepting payments seamlessly.
- Paid
- From 9$
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18
Yokoy The intelligent spend management platform
Yokoy is an AI-powered spend management platform that integrates invoice processing, expense management, and payment solutions to help businesses streamline their finance operations and maintain compliance.
- Contact for Pricing
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19
Digitap Advanced AI and ML SAAS Solutions for Financial Institutions
Digitap provides AI-powered SAAS solutions for BFSI, Fintech, and Financial Institutions, offering automated risk management, customer onboarding, and data enrichment services.
- Contact for Pricing
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20
TheFinAdvisor AI Financial Advisor to Guide You Towards Your Goals
TheFinAdvisor is an AI-powered financial advisor that provides personalized investment strategies and guidance. It helps users achieve their financial goals, from paying off debt to investing and retirement planning.
- Paid
- From 2$
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21
Crbit Most Advanced Personal Finance App
Crbit is an AI-powered personal finance management app that enables collaborative budgeting, expense tracking, and financial planning with family members, featuring an AI assistant named Wally for personalized financial insights.
- Freemium
- From 5$
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22
Dovly Unlock Your Best Credit Score with AI
Dovly's AI-powered engine simplifies credit building, repair, and protection. Achieve significant credit score improvements and reach your financial goals.
- Freemium
- From 9$
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23
Pennyflo AI Powered Cashflow Management and Finance Operations For Your Business
Pennyflo is an AI-powered financial management platform that streamlines business operations through intelligent cashflow management, account integration, and automated financial operations.
- Free Trial
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24
Personetics AI-based Platform Powering Personalized Banking Experiences Across Channels
Personetics is an AI-powered financial data analytics platform that helps banks deliver personalized customer experiences, automated savings journeys, and intelligent money management solutions.
- Contact for Pricing
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25
Credolab Data & Analytics Platform for Lower Credit Risk, Fraud Detection, and Improved Marketing
Credolab is a data and analytics platform leveraging first-party metadata and AI to provide predictive scores and insights, helping businesses reduce credit risk, combat fraud, and optimize marketing efforts.
- Paid
- From 600$
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26
CloudVerse AI Ultimate FinOps Platform for Multicloud Cost Optimization
CloudVerse AI is a FinOps platform that provides comprehensive visibility and optimization for multicloud spending. It offers actionable insights to reduce waste, optimize utilization, and improve purchase prices across various cloud providers.
- Free Trial
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27
Hapax Purpose Built AI Customized for your Bank or Credit Union
Hapax is an AI partner built to evolve, unifying intelligence and adapting to your needs to drive smarter decisions for banks and credit unions. It turns knowledge into actionable insights, transforming data into impact.
- Contact for Pricing
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28
Amigo AI AI-Powered Personal Finance Intelligence
Amigo AI is a personal finance management tool that leverages AI to provide tailored financial advice, smart budgeting, and transaction logging. It helps users simplify, secure, and enhance their financial management.
- Paid
- From 1$
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29
AviaryAI AI Outbound Voice Agents and Knowledge Base for Financial Institutions
AviaryAI offers AI-powered outbound voice agents and a knowledge base tailored for credit unions, banks, and insurance providers to enhance customer engagement and streamline operations.
- Contact for Pricing
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30
Trace AI Customer Service Agents for Fintechs, Banking, and Insurance
Trace provides AI-powered voice agents that securely handle customer service tasks for Fintechs, banking, and insurance companies. These agents automate tasks like card replacements and application submissions via secure APIs.
- Contact for Pricing
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31
Zenon AI-Enabled Automation for Measurable Results
Zenon delivers AI-powered automation solutions for financial services, healthcare, and tech companies, improving efficiency and profitability.
- Contact for Pricing
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32
Dispute Beast Your Ultimate DIY Financial Health Assistant Tool
Dispute Beast is an AI-powered financial software that helps users improve their finances. It offers a free dispute letter engine, requiring only an active Beast Monitoring subscription.
- Paid
- From 50$
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33
Cape.ai Agentic AI for Financial Institutions
Cape.ai provides domain-specific agentic AI for financial institutions to enhance productivity, mitigate risks, and ensure compliance through process automation.
- Contact for Pricing
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34
HighRadius AI-Powered Financial Operations Platform for the Office of the CFO
HighRadius is an enterprise SaaS platform that leverages AI to automate and optimize financial operations across Order-to-Cash, Accounts Payable, Treasury, and Financial Close processes.
- Contact for Pricing
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35
Neontra AI-Powered Finance Management and Budgeting
Neontra leverages AI to simplify personal finance, offering powerful budgeting, spending tracking, and forecasting tools for individuals and businesses. The platform enables users to set and achieve financial goals with custom planning and actionable insights.
- Freemium
- From 9$
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36
Pelican AI Your comprehensive AI Powered Payments & Compliance solution
Pelican AI offers an AI-powered platform for banks, FinTechs, and corporates to simplify, streamline, and secure the entire payments life-cycle, reducing costs and enhancing compliance.
- Contact for Pricing
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37
Entobase AI-Powered Lending Solutions
Entobase offers AI-powered lending solutions for individuals and businesses, connecting borrowers with over 100 lenders through a single application.
- Free
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38
Brightflow AI AI-powered financial services for modern SMBs
Brightflow AI offers cutting-edge AI-powered financial tools that help SMBs manage and optimize their cash flow, track financial data, and access growth resources.
- Contact for Pricing
- API
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39
Kasisto AI for Financial Services - Trusted, Reliable, Purpose-built
Kasisto combines generative, agentic, and prescriptive AI to deliver intelligent financial services solutions, serving over 50 million customers with 90% inquiry resolution and 4x increased digital engagement.
- Contact for Pricing
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40
DyScan by Dyneti Instant Credit Card Scanning and Fraud Detection for Seamless Payments
DyScan leverages advanced deep learning to enable instant, accurate credit card scanning and fraud detection across mobile and web platforms, streamlining payment processes for businesses of all sizes.
- Usage Based
- From 100$
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41
Greenlite The Trusted AI Platform for Financial Crime
Greenlite is an AI-powered platform that automates financial compliance workflows, helping financial institutions streamline screening alerts, transaction monitoring, and customer due diligence processes with enhanced efficiency.
- Contact for Pricing
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42
Sidetrade AI-Powered Order-to-Cash Platform
Sidetrade provides an AI-powered platform leveraging its Aimie AI and a vast data lake to optimize the entire order-to-cash cycle, improving working capital and cash flow for enterprises.
- Contact for Pricing
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43
SmartCredit.io The fastest way to get involved with decentralized finance.
SmartCredit.io is a decentralized peer-to-peer global lending marketplace connecting crypto lenders and borrowers directly to facilitate loans and interest earning.
- Free
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44
Nuvio Your AI CFO!
Nuvio is an AI-powered financial management platform that acts as a virtual CFO, providing insights and predictions for startups and growing businesses.
- Free Trial
- From 24$
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45
JIFFY.ai AI-powered No-code Platform for Financial Services Digital Transformation
JIFFY.ai is an AI-powered no-code platform designed specifically for financial services firms, enabling rapid application development, workflow automation, and digital transformation with intelligent process automation capabilities.
- Contact for Pricing
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46
simplybudget.ca Smart budgeting powered by AI.
SimplyBudget AI is an AI-powered application designed for smart financial management, helping users track expenses, set goals, and manage budgets effectively.
- Freemium
- From 4$
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47
ADEPT Decisions Platform The Fintech Lending Toolkit for Optimized Credit Decisions
The ADEPT Decisions Platform is a no-code, cloud-native decision engine leveraging Machine Learning to automate and optimize lending decisions for financial institutions.
- Contact for Pricing
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48
Bookkeeper AI Experience the power of AI automation with Bookkeeper AI.
Bookkeeper AI automates accounting tasks, streamlining financial management for businesses of all sizes. It offers features like automated payouts, workflow management, and real-time financial insights.
- Paid
- From 32$
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49
SmartflowAI Simplify Workflows with Generative AI
SmartflowAI enables companies to save resources and time by simplifying workflows with generative AI. It offers pre-built workflows and a complex Generative AI Tech Stack.
- Contact for Pricing
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50
Emagia Reimagine Your Order-To-Cash with AI
Emagia is an AI-powered platform designed to automate and optimize Order-to-Cash (O2C) processes for finance teams, enhancing efficiency in receivables, collections, and payments.
- Contact for Pricing
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