X-Payments - Alternatives & Competitors

Paydock is a low-code API-first payment orchestration platform that harmonizes payment, fraud, and identity services through a unified solution, reducing complexity and maximizing efficiency for banks and merchants.

• Contact for Pricing

AirPay is a unified payment platform that enables businesses to accept payments globally, manage payouts worldwide, and track financial activity through a single dashboard.

• Usage Based

BridgerPay is a comprehensive payment operations platform that enables businesses to seamlessly manage, automate, and optimize payments worldwide through a single, secure dashboard.

• Contact for Pricing

MONEI is a comprehensive omnichannel payment platform designed to streamline digital and in-store payments for businesses while boosting conversion rates and payment flexibility.

• Usage Based

Paytree streamlines global payments with intelligent orchestration, real-time ledger reporting, and seamless multi-gateway integration for merchants and payment providers.

• Paid
• From 540$

Easebuzz is a comprehensive payment solutions platform offering plug-and-play APIs for accepting payments, managing payouts, and streamlining financial operations with AI-powered forms and sector-specific SaaS tools.

• Contact for Pricing

SuperPay is a payment platform that enables businesses to collect one-time and recurring payments effortlessly, offering customizable payment links and seamless integration with major payment providers.

• Usage Based

Zai streamlines complex payment processes, enabling businesses to collect, pay, and automate payment workflows efficiently through a secure, scalable platform.

• Usage Based

Basis Theory is a token orchestration platform that allows businesses to route transactions through multiple PSPs and partners while staying out of PCI scope. It provides a secure and flexible way to manage sensitive data and optimize payment flows.

• Paid
• From 995$

Pomelo Pay is a comprehensive payment platform offering ready-to-use payment rails, merchant management tools, and modular API-based technology for financial institutions, fintechs, and businesses.

• Contact for Pricing

Payrails is an enterprise-grade platform that streamlines all payment operations, enabling businesses to process payments, automate financial workflows, and manage payouts globally in a single, modular system.

• Contact for Pricing

Paycron offers comprehensive payment processing solutions including eChecks, credit cards, and ACH payments with secure, customizable integrations and competitive pricing for businesses of all sizes.

• Other

eCheckplan offers secure, efficient, and user-friendly eCheck payment processing solutions for businesses of all sizes, ensuring fast transactions and transparent pricing.

• Freemium

SeamlessChex provides reliable payment processing solutions including credit/debit card processing, ACH payments, and eCheck processing, designed for businesses including high-risk and subscription-driven brands with dedicated support and instant payouts.

• Contact for Pricing

Calypso Pay is a crypto payment gateway designed for high-volume B2B transactions, enabling businesses to efficiently accept, send, and manage cryptocurrency payments with enhanced security and compliance.

• Contact for Pricing

Cashfree Payments is a leading payment gateway and bulk payout solution enabling businesses to accept payments, disburse funds, perform KYC, and manage international transactions efficiently.

• Contact for Pricing

Paywint is a comprehensive fintech platform that enables US businesses to send and receive instant payments through multiple rails including ACH, FedNow, RTP, wire transfers, and cross-border solutions with real-time settlements and transparent transactions.

• Freemium
• From 49$

Payarc AI delivers flexible, secure, and intelligent payment processing for businesses of all sizes with omnichannel, fraud protection, and reporting capabilities.

• Contact for Pricing

Tap2Pay is a payment platform that enables businesses to accept payments on websites, social media, and messengers without coding, offering easy integration and secure transactions.

• Freemium
• From 49$

Onchainpay offers a secure, feature-rich cryptocurrency payment gateway, enabling businesses to send, receive, and manage crypto payments seamlessly while supporting multiple tokens and ensuring regulatory compliance.

• Contact for Pricing

GDpay is a merchant service provider offering secure payment processing solutions with patented tokenization and encryption technology, real-time reporting, and integrations for businesses.

• Contact for Pricing

A comprehensive payment security platform that provides tokenization, PCI compliance, and secure data handling for businesses processing sensitive payment information.

• Freemium
• From 395$

InstaPayments is a no-code platform that enables businesses to create branded payment checkouts, customer portals, and card update forms by integrating with Stripe, streamlining payment processes without requiring technical expertise.

• Freemium
• From 29$

Mollie is a financial technology platform that provides online and in-person payment solutions, subscription management, fraud prevention, and business financing to help businesses drive revenue and manage finances efficiently.

• Usage Based

SlipStream Financial provides modern, flexible FDIC insured banking and payment solutions designed to simplify complex financial workflows through a unified platform.

• Contact for Pricing

Fewsats is a secure API platform that enables AI agents to make controlled payments across multiple payment networks, from credit cards to cryptocurrencies, with customizable spending policies.

• Contact for Pricing

PaySpace provides specialized high-risk payment processing and merchant account services, focusing on secure transactions, fraud management, and compliance for businesses worldwide.

• Contact for Pricing

PayU is a leading payments solution provider in India, enabling businesses to collect online and offline payments across 150+ payment modes with high success rates and secure checkout experiences.

• Contact for Pricing

Payment Components provides AI-powered financial technology solutions for banks, fintechs, and developers, offering tools for payment modernization, ISO20022 migration, open banking connectivity, and financial messaging.

• Contact for Pricing

Germius is a business-focused payment orchestration CRM platform designed to streamline payment processing, manage subscriptions, automate workflows, provide insightful analytics, and protect against fraud and chargebacks.

• Contact for Pricing

Payhere is an AI-powered payment platform that enables businesses and creators to accept online payments through branded payment links, mini stores, and invoices with low transaction fees and no coding required.

• Freemium
• From 149$

Bluefin provides PCI-validated payment and data security solutions through point-to-point encryption (P2PE) and vaultless tokenization, protecting sensitive information across omnichannel environments.

• Contact for Pricing

Violet streamlines ecommerce by offering a unified API for cross-platform checkout, merchant onboarding, product catalog normalization, and real-time order lifecycle management.

• Contact for Pricing

EVO Snap* powers secure and easy integration of payment processing for POS, mobile, and eCommerce applications, simplifying PCI compliance and expanding global payment acceptance for developers and merchants.

• Contact for Pricing

PayFunnels is an all-in-one online payment platform designed for small businesses and individuals to collect payments efficiently, manage schedules, and enhance client engagement using automation and advanced security features.

• Free Trial
• From 29$

Anybill streamlines and automates the tax payment process for corporations and large accounting firms, helping ensure timely and accurate payments to taxing authorities.

• Contact for Pricing

DePay is a Web3 payment platform enabling businesses to accept crypto payments instantly across multiple blockchains with no intermediaries, chargebacks, or fraud.

• Freemium

MobiusPay provides comprehensive payment processing services with advanced tools for secure transactions, fraud protection, and business growth across various industries.

• Contact for Pricing

PayRequest is an all-in-one billing automation platform designed to help businesses streamline payment processes, manage subscriptions, issue invoices, and sell digital products, all from a centralized dashboard.

• Freemium
• From 5$

CCBill is a comprehensive online payment processing platform that provides secure transaction handling, subscription management, and ecommerce solutions for businesses worldwide, with specialized support for high-risk industries and 24/7 customer service.

• Contact for Pricing

Conekta es una plataforma de pagos en línea que permite a los negocios aceptar pagos con tarjeta, efectivo y transferencia mediante una sola integración, optimizando las transacciones digitales.

• Usage Based

PayKun is a payment gateway solution that enables businesses to accept online payments with low transaction rates, multiple payment options, and easy integration.

• Usage Based

Corgi Labs provides AI-powered payments and fraud analysis to help businesses identify critical issues, reduce false declines, block fraud, and increase revenue.

• Paid
• From 99$

UniPay Gateway provides a comprehensive omnichannel payment processing and management solution for PayFacs, SaaS, and equity firms. The platform offers flexible deployment models including Payments as a Service, White Label Gateway, and On-Premise solutions, ensuring secure, PCI-compliant, and customizable payment experiences.

• Other
• From 15000$

OlyPay is an API-first B2B solution that enables businesses to integrate cryptocurrency payments and withdrawals with fiat flexibility, offering streamlined processing, regulatory compliance, and global reach.

• Contact for Pricing

PayMongo offers a comprehensive suite of financial tools including payment processing, transaction management, business funding, and financial services all in one platform for businesses of all sizes.

• Freemium
• From 349$

Zil.US offers a cloud-based payment platform with advanced solutions for ACH, wire transfers, virtual cards, and business account management, designed to streamline financial transactions for businesses of all sizes.

• Freemium

Pluggy streamlines Open Finance integrations, offering financial data connectivity, instant payment initiation, and data enrichment via a robust API for seamless development.

• Free Trial
• From 500$

ChargeDesk is an AI-powered billing support platform that integrates payment gateways with helpdesk systems to streamline customer payment management and improve support efficiency.

• Freemium
• From 29$

BillTech provides API solutions that aggregate billing data from over 2,057 service providers and deliver it directly to banking and fintech applications, enabling centralized bill management and one-click payments.

• Contact for Pricing