What is Payrails?

Payrails offers an all-in-one payment platform designed for high-growth enterprises seeking to centralize, automate, and optimize their payment operations. The platform enables merchants to accept online and in-person payments, automate tedious manual accounting and reconciliation processes, and unify payout infrastructure—all while supporting global expansion and localization needs. Core functionalities include dynamic payment routing, customizable checkout experiences, seamless integration of payment service providers, and a secure token vault for payment data.

Engineered to support high transaction volumes and complex payment workflows, Payrails combines a rich suite of tools such as rule engines, modular SDKs, unified analytics, global payout optimization, and PSP/APM integrations. Its scalable architecture empowers businesses to reduce payment processing costs, boost conversions, and automate essential financial processes, allowing companies to expand efficiently into new markets and maintain operational agility.

Features

Payment Processing: Accepts online and in-person payments using customizable tools and dynamic checkout pages.
Automations: Automates manual processes such as reconciliation and bookkeeping for operational efficiency.
Dynamic Payment Routing: Optimizes transaction flow to increase authorization rates and reduce declines.
Token Vault: Centralizes and secures payment tokens across providers, supporting tokenization and PSP-agnostic functionality.
Unified Analytics: Offers consolidated analytics and data insights across all payment channels and processes.
Payout Management: Enables global, real-time, and batch payouts with multi-currency support.
Custom Workflows: Allows creation of tailored payment workflows using a rule engine and modular integrations.
PSP & APM Integrations: Connects easily with multiple payment service providers and alternative payment methods.
Scalable Architecture: Handles high transaction volumes for global enterprise merchants.
Security and Reliability: Ensures 99.99% uptime and operates in 193 countries.

Use Cases

Centralizing all payment operations for global enterprises
Automating financial reconciliation and analytics
Managing payouts to partners or vendors worldwide
Reducing payment processing costs through smart routing
Launching and localizing payment solutions in new markets
Increasing online and in-person checkout conversions
Minimizing payment churn in subscription-based models
Integrating multiple payment service providers quickly

FAQs

What types of payments does the platform support?

Payrails supports both online and in-person payments, as well as automated payouts and subscription payment models.
Can Payrails handle high transaction volumes for global businesses?

Yes, the platform is designed for enterprise-scale operations and can manage high volumes of payments across multiple countries and regions.
Does Payrails provide analytics for payment operations?

Yes, Payrails offers unified analytics tools that provide insights across all payment channels and operations.
Is it possible to integrate Payrails with existing payment providers?

Payrails enables seamless integration with various payment service and alternative payment providers through its modular infrastructure.