What is RiskSeal?
RiskSeal is an innovative digital credit scoring platform that analyzes digital footprints across more than 200 global and regional online platforms in real-time. The platform examines email addresses and phone numbers to generate comprehensive user profiles containing over 400 unique data points and a ready-to-use Digital Credit Score.
The platform's advanced capabilities include digital footprint analysis, email and phone number verification, IP lookup, and data enrichment services. RiskSeal's technology helps financial institutions increase approval rates by up to 2x while decreasing default rates by up to 25%, providing coverage for 98% of the underserved population with results delivered in just 5 seconds.
Features
- Digital Footprint Analysis: Real-time scanning across 200+ platforms
- Digital Credit Score: Instant trust score and financial discipline metrics
- Email Lookup: Digital profiles, registration checks, and domain analysis
- Phone Number Verification: Social media profile validation and telco information
- IP Analysis: Geolocation data and security risk assessment
- Data Enrichment: 400+ actionable insights for decision making
- Face Recognition: Advanced identity verification
- Real-time Processing: Results delivered in 5 seconds
Use Cases
- Credit decisioning for unbanked populations
- Risk assessment for loan applications
- Identity verification for financial institutions
- Fraud detection in digital lending
- Customer onboarding for neobanks
- BNPL service provider screening
- Alternative credit scoring for microfinance
- KYC cost reduction for banking services
How It Works
Data Collection
Send user identifiers (email, phone, and IP) to the API
Analysis
System analyzes digital and social signals in real-time
Score Generation
Produces a reliable credit score and comprehensive digital profile
Decision Support
Provides actionable insights for credit decision making
FAQs
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How is the pricing structured?
The pricing follows a pay-as-you-go, transaction-based approach, including a free Proof of Concept. There are no extra charges for solution integration, support, and training. -
What does a free Proof of Concept (PoC) entail?
The free Proof of Concept includes a detailed report of all processed data, showcasing the results achievable through the API. -
How does the integration look like?
It's a single API Endpoint where you send data and get an instant response. Both synchronous and asynchronous integration are supported, depending on the user flow. No embedded SDK or additional device software is required.
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