Top AI tools for Loan Officer

Credit Time 2000 simplifies Metro 2® format credit reporting for businesses, enabling secure, error-free submissions to all major national and alternative credit bureaus.

• Paid
• From 50$

Pagaya is an AI-powered financial technology platform that helps lending institutions analyze credit applications and make better lending decisions without increasing risk.

• Contact for Pricing

RiskSeal is a global platform for alternative credit risk data that provides 400+ instant data points and digital credit scoring through analysis of digital footprints across 200+ online platforms.

• Usage Based
• From 499$

Hapax is an AI partner built to evolve, unifying intelligence and adapting to your needs to drive smarter decisions for banks and credit unions. It turns knowledge into actionable insights, transforming data into impact.

• Contact for Pricing

Mortgage Recast Calculator helps users estimate their new monthly payments and interest savings after making a lump-sum payment toward their mortgage principal, simplifying the mortgage recasting process.

• Free

TartanHQ offers unified APIs and agentic AI applications designed to streamline enterprise operations across various industries like lending, insurance, banking, and HR tech.

• Contact for Pricing

GiniMachine is a no-code AI platform that builds predictive models for actionable business insights, improving decision-making and productivity.

• Free Trial

Salient is an AI-powered loan servicing platform specifically designed for the automotive finance industry. It streamlines operations like loan onboarding, collections, and compliance using AI agents.

• Contact for Pricing

Shaw Systems offers an API-first loan management platform designed to streamline servicing, collections, and the management of diverse financial products for institutions seeking scalability and integration.

• Contact for Pricing

Meera is an AI-powered text automation platform designed to help businesses engage leads, schedule calls, and automate follow-ups, increasing connection rates with less effort.

• Contact for Pricing

SmartDispute.ai is an AI-powered credit repair system that helps users identify and remove negative accounts affecting their credit score through automated dispute generation and tracking across all three credit bureaus.

• Paid
• From 49$

Heron uses AI to automate document intake, data extraction, enrichment, and synchronization for businesses, streamlining document-heavy workflows.

• Contact for Pricing

Ntropy Insights utilizes AI with bank data to automatically generate Profit & Loss (P&L) and cash statements in milliseconds, significantly accelerating the business underwriting process.

• Contact for Pricing

Dispute Beast is an AI-powered financial software that helps users improve their finances. It offers a free dispute letter engine, requiring only an active Beast Monitoring subscription.

• Paid
• From 50$

KlearStack is an AI-powered platform designed to automate document processing, enabling fast and accurate data extraction and compliance auditing for businesses.

• Paid
• From 300$

Ocrolus is an intelligent document processing platform that helps lenders automate financial document analysis, detect fraud, and make faster, more accurate lending decisions.

• Freemium

myFICO enables users to view their official FICO credit scores, monitor credit reports across multiple bureaus, and receive identity theft protection, supporting smarter financial decisions.

• Freemium
• From 20$

Optalitix provides collaborative, no-code software for actuaries, underwriters, and executives to futureproof pricing, supercharge insurance underwriting, and revolutionize lending processes.

• Contact for Pricing

Rollee accesses alternative data sources like gig platforms and government portals to verify income, work history, and tax data, enhancing risk analysis and underwriting for diverse workforces.

• Contact for Pricing

Dovly's AI-powered engine simplifies credit building, repair, and protection. Achieve significant credit score improvements and reach your financial goals.

• Freemium
• From 9$

BeetleLabs.ai offers AI-powered agents to revolutionize customer support and engagement within the BFSI sector, enhancing efficiency and automation.

• Free Trial

The ADEPT Decisions Platform is a no-code, cloud-native decision engine leveraging Machine Learning to automate and optimize lending decisions for financial institutions.

• Contact for Pricing

Feathery provides an AI-driven platform for building advanced forms and automating data intake workflows, specializing in regulated industries like insurance, finance, and healthcare.

• Freemium
• From 49$

Smart Solution delivers advanced banking infrastructure, empowering financial institutions with scalable, technology-focused platforms for growth, compliance, and exceptional customer service.

• Contact for Pricing

Chart provides instant access to verified client tax records directly from the IRS and tax preparation software, automating income verification and client onboarding for fintech companies.

• Contact for Pricing

Nidhi Software by GTech Web Solutions offers a secure, comprehensive core banking and accounting platform tailored for Nidhi companies in India, supporting digital transformation and enhanced business operations.

• Paid

Boss Insights provides a Business Data as a Service platform, offering real-time access to standardized business data via a single API for financial institutions and fintechs to enhance decision-making and customer engagement.

• Contact for Pricing

FinBraine provides AI-powered lending management and digital KYC software solutions for Telecom, Retail, Banking, and eCommerce sectors.

• Contact for Pricing

FISCAL provides comprehensive credit analysis and loan management software tailored for community banks and credit unions, streamlining financial statement spreading and exception tracking with efficiency and accuracy.

• Contact for Pricing

FoxyAI offers AI-powered visual property intelligence solutions for the real estate industry. It uses computer vision to analyze property images and provide accurate valuations, condition assessments, and quality control.

• Contact for Pricing

Mortguage.app provides instant mortgage payment estimates, helping users budget and plan for home loans with ease and confidence.

• Free

Arya AI provides pre-built, finance-specific AI models and APIs to help banks, insurance companies, and financial institutions streamline operations, enhance security, and improve decision-making.

• Contact for Pricing

finbots.ai offers creditX, an AI-powered credit scoring solution that helps lenders increase approvals, reduce risk, and improve efficiency.

• Contact for Pricing

AviaryAI offers AI-powered outbound voice agents and a knowledge base tailored for credit unions, banks, and insurance providers to enhance customer engagement and streamline operations.

• Contact for Pricing

ProcessorIQ is an AI-powered platform that converts, labels, and risk-checks mortgage files, streamlining document management for mortgage professionals. Experience faster, smarter, and more organized loan cycles with automated PDF conversion and intelligent alerts.

• Freemium
• From 25$

LendingWise offers comprehensive cloud-based CRM and Loan Origination Software (LOS) to streamline, automate, and scale lending operations for private lenders, commercial brokers, and financial institutions.

• Contact for Pricing

MyLoans.ai is an AI-powered platform that provides instant, personalized student loan guidance to help borrowers navigate complex loan decisions and potentially save thousands in repayments.

• Free

MobiFin is a comprehensive digital banking and fintech platform designed to deliver seamless financial services, including digital wallets, core banking, loan management, and agency banking, empowering banks and fintechs with secure, integrated solutions.

• Contact for Pricing

Surefire CRM delivers automated, compliance-ready marketing and customer relationship management tailored to the mortgage industry, helping lenders nurture leads, manage pipelines, and engage clients through omni-channel campaigns.

• Contact for Pricing

Entobase offers AI-powered lending solutions for individuals and businesses, connecting borrowers with over 100 lenders through a single application.

• Free

AI Credit Repair is an advanced credit management platform that uses artificial intelligence to help users monitor, repair, and protect their credit through automated dispute resolution and personalized improvement strategies.

• Pay Once

Layerup provides AI-powered voice agents for financial institutions, handling collections, payment reminders, and loan servicing with human-like interactions across multiple communication channels. The platform enhances engagement rates by up to 70% and response rates by up to 90%.

• Contact for Pricing

Validit.ai is an AI-based fraud prevention service that assesses human intent using behavioral science and bio-signal processing to safeguard businesses.

• Contact for Pricing

Mortgage+Care delivers affordable loan servicing software featuring origination, escrow, investor portals, trust accounting, integrated collections, and comprehensive reporting capabilities.

• Contact for Pricing

Docsumo is an AI-powered document processing platform that automates data extraction from unstructured documents with 95%+ accuracy, helping enterprises digitize their workflows and improve efficiency.

• Freemium
• From 299$

StubCheck.com offers an online paystub generator with intelligent algorithms to create professional, state-compliant paystubs in minutes, simplifying payroll for businesses, employees, and contractors.

• Freemium

Louisiana Mortgage Calculator is a free online tool designed to help users estimate monthly mortgage payments, total loan costs, and amortization schedules for home purchases in Louisiana.

• Free

Floify is a digital mortgage automation platform that streamlines the loan origination process for lenders, brokers, and financial institutions with configurable workflows and advanced borrower experiences.

• Paid
• From 74$

Addy AI is an advanced mortgage lending platform that uses custom AI models to automate manual tasks in the mortgage process, helping lenders close loans faster and increase profitability.

• Contact for Pricing

Glia offers a Unified Interaction Management platform designed for financial institutions. It helps businesses improve customer experiences, increase sales, and enhance operational efficiency through AI-powered communication tools.

• Contact for Pricing