Pagaya - Alternatives & Competitors

Ranked by Relevance

• 1
  Arya AI Production-Ready AI for Finance

  Arya AI provides pre-built, finance-specific AI models and APIs to help banks, insurance companies, and financial institutions streamline operations, enhance security, and improve decision-making.

  • Contact for Pricing
• 2
  finbots.ai AI Credit Scoring to Boost Lending Profits and Reduce NPLs

  finbots.ai offers creditX, an AI-powered credit scoring solution that helps lenders increase approvals, reduce risk, and improve efficiency.

  • Contact for Pricing
• 3
  Zest AI Proven AI for a Thriving Lending Ecosystem

  Zest AI provides AI-powered solutions for lenders, improving underwriting accuracy, automating decisions, and reducing risk. The platform helps financial institutions make smarter, fairer, and faster lending decisions.

  • Contact for Pricing
• 4
  cred.ai Bank-tech for a Better Financial Life

  cred.ai provides advanced banking infrastructure and financial technology designed for security, premium experience, and well-being. It offers solutions for consumers and custom programs for large brands.

  • Other
• 5
  Addy AI Close mortgage loans in days, not weeks

  Addy AI is an advanced mortgage lending platform that uses custom AI models to automate manual tasks in the mortgage process, helping lenders close loans faster and increase profitability.

  • Contact for Pricing
• 6
  ADEPT Decisions Platform The Fintech Lending Toolkit for Optimized Credit Decisions

  The ADEPT Decisions Platform is a no-code, cloud-native decision engine leveraging Machine Learning to automate and optimize lending decisions for financial institutions.

  • Contact for Pricing
• 7
  Plaid Connect, verify, and enrich financial data securely in real time

  Plaid provides secure, real-time connectivity to financial data, streamlining onboarding, payments, risk assessment, and personal finance management for businesses and developers.

  • Usage Based
• 8
  Pelican AI Your comprehensive AI Powered Payments & Compliance solution

  Pelican AI offers an AI-powered platform for banks, FinTechs, and corporates to simplify, streamline, and secure the entire payments life-cycle, reducing costs and enhancing compliance.

  • Contact for Pricing
• 9
  Synapse Analytics Revolutionize Credit Decisioning with AI-Powered Precision.

  Synapse Analytics is an AI credit decisioning platform designed to increase loan approvals, reduce risk, and streamline operations for financial institutions.

  • Contact for Pricing
• 10
  Entobase AI-Powered Lending Solutions

  Entobase offers AI-powered lending solutions for individuals and businesses, connecting borrowers with over 100 lenders through a single application.

  • Free
• 11
  Greenlite The Trusted AI Platform for Financial Crime

  Greenlite is an AI-powered platform that automates financial compliance workflows, helping financial institutions streamline screening alerts, transaction monitoring, and customer due diligence processes with enhanced efficiency.

  • Contact for Pricing
• 12
  Pennyflo AI Powered Cashflow Management and Finance Operations For Your Business

  Pennyflo is an AI-powered financial management platform that streamlines business operations through intelligent cashflow management, account integration, and automated financial operations.

  • Free Trial
• 13
  TheFinAdvisor AI Financial Advisor to Guide You Towards Your Goals

  TheFinAdvisor is an AI-powered financial advisor that provides personalized investment strategies and guidance. It helps users achieve their financial goals, from paying off debt to investing and retirement planning.

  • Paid
  • From 2$
• 14
  ComplyAdvantage AI-Powered AML and Fraud Risk Detection Platform

  ComplyAdvantage is an AI-driven platform that delivers advanced anti-money laundering (AML) and fraud risk detection solutions for financial institutions and regulated businesses worldwide.

  • Contact for Pricing
• 15
  Bank Statement App AI-Powered Bank Statement Analysis for Financial Insights

  Bank Statement App utilizes AI to analyze bank statements, providing clear financial insights and enabling users to understand spending patterns and manage finances effectively.

  • Usage Based
• 16
  CredCore Modernize Enterprise Debt Investment & Management

  CredCore is an AI-powered debt management platform designed to simplify the mobilization and monitoring of capital for funds and enterprises. It leverages domain-specific AI to automate compliance, track portfolios, and manage risks.

  • Contact for Pricing
• 17
  Pinakyne AI-Driven Debt Collection for Financial Institutions

  Pinakyne leverages advanced AI agents to automate and personalize debt collection for financial institutions, enabling faster recovery rates and reduced operational costs.

  • Freemium
  • From 4$
• 18
  FairPlay AI Powered Models to Increase Fairness and Profits for Lenders.

  FairPlay offers AI-powered fairness-as-a-service solutions for financial institutions, helping them increase fairness and profitability in lending. Its tools analyze automated decisioning models to identify and mitigate bias.

  • Contact for Pricing
• 19
  FinBraine Next-Gen Lending Management and KYC Software

  FinBraine provides AI-powered lending management and digital KYC software solutions for Telecom, Retail, Banking, and eCommerce sectors.

  • Contact for Pricing
• 20
  Personetics AI-based Platform Powering Personalized Banking Experiences Across Channels

  Personetics is an AI-powered financial data analytics platform that helps banks deliver personalized customer experiences, automated savings journeys, and intelligent money management solutions.

  • Contact for Pricing
• 21
  AnalysAI Say Goodbye To Boring Spreadsheets

  AnalysAI is a user-friendly, AI-powered data analysis software that integrates multiple data sources to provide deep insights and predictive analytics for businesses.

  • Freemium
  • From 29$
• 22
  Richie AI Embedded Lending Infrastructure for SaaS Platforms

  Richie AI provides embedded lending infrastructure for SaaS platforms, enabling them to establish business lending programs quickly and offer discounted loans to their merchants.

  • Paid
  • From 97$
• 23
  Digitap Advanced AI and ML SAAS Solutions for Financial Institutions

  Digitap provides AI-powered SAAS solutions for BFSI, Fintech, and Financial Institutions, offering automated risk management, customer onboarding, and data enrichment services.

  • Contact for Pricing
• 24
  orbitfin.ai An AI-powered platform for financial services.

  Orbit is an AI-powered platform designed for the financial services sector, integrating an AI Studio with a vast knowledge base to enhance accuracy, transparency, and efficiency in financial analysis.

  • Contact for Pricing
• 25
  Omyn AI Driven AML Compliance

  Omyn is an AI-driven platform designed to automate Anti-Money Laundering (AML) compliance processes, improving accuracy and reducing manual workload through its API.

  • Contact for Pricing
• 26
  Alphastream Extracting unstructured financial and legal data for the credit markets

  Alphastream is an AI-powered platform that transforms complex financial and legal documents into structured data for credit market analysis. It specializes in extracting key information from offering memorandums, earnings reports, and credit agreements within minutes.

  • Contact for Pricing
• 27
  Tendi Take Control of Your Finances with AI-Powered Personal Financial Coaching

  Tendi is an AI-powered financial advisor that provides personalized financial guidance, helping users manage their money, set goals, and make smarter financial decisions through automated analysis and custom recommendations.

  • Freemium
• 28
  wallet.AI Artificial Intelligence for Daily Financial Decisions

  wallet.AI provides intelligent engines that analyze financial data to help users make better daily financial decisions. Founded in 2012, the platform helps individuals understand their financial behavior.

  • Contact for Pricing
• 29
  MyLoans.ai Free AI Guidance for Complex Student Loans

  MyLoans.ai is an AI-powered platform that provides instant, personalized student loan guidance to help borrowers navigate complex loan decisions and potentially save thousands in repayments.

  • Free
• 30
  GiniMachine No-Code AI Decision-Making Software

  GiniMachine is a no-code AI platform that builds predictive models for actionable business insights, improving decision-making and productivity.

  • Free Trial
• 31
  One Touch Finance AI-Powered Loan and Insurance Matching with Top Indian Banks

  One Touch Finance uses AI to connect users with personalized loan and insurance offers from over 41 banks in India. It offers competitive rates, expert advice, and a secure, streamlined application process.

  • Free
• 32
  FinanceGPT Make Financial Data a Story Worth Telling

  FinanceGPT is an AI-powered financial analysis platform that transforms complex financial data into actionable insights, combining generative AI with financial data, charts, and expert knowledge for enhanced decision-making.

  • Contact for Pricing
• 33
  Casca Process 10x more loans with an AI Assistant

  Casca is an AI-native Loan Origination System that helps FDIC-insured banks and non-bank lenders automate 90% of manual effort in business loan origination, featuring 24/7 AI loan assistance and intelligent document processing.

  • Contact for Pricing
• 34
  IntelleWings Cutting-edge AML/CFT Compliance Solution

  IntelleWings offers a robust AI-powered AML/CFT compliance suite with a proprietary PEP and Adverse Media database. It helps businesses detect fraud and simplify their Customer Due Diligence (CDD) process.

  • Contact for Pricing
• 35
  Profit Leap AI-driven financial solutions for smarter business decisions

  Profit Leap offers an AI-powered business advisor named Huxley that combines specialized business knowledge with data analysis to deliver instant insights and strategic financial recommendations for businesses of all sizes.

  • Contact for Pricing
• 36
  Sift Better Fraud Decisions Through Identity Trust

  Sift is an AI-powered risk decisioning platform that helps businesses secure the customer journey and create revenue from risk. It provides comprehensive fraud prevention solutions for various industries.

  • Contact for Pricing
• 37
  Arkifi The Future of Finance with Generative AI

  Arkifi offers a powerful finance workflow automation tool using Generative AI. It eliminates manual tasks and ensures trustworthy, hallucination-free results, empowering finance professionals to focus on strategic thinking.

  • Contact for Pricing
• 38
  Catena Labs AI-Native Financial Infrastructure for Agent Transactions

  Catena Labs develops regulated financial solutions tailored for AI agents and their human collaborators, enabling secure asset holding, identity verification, and frictionless transactions in the emerging agent economy.

  • Contact for Pricing
• 39
  TIFIN AI for financial prosperity

  TIFIN is a fintech platform that leverages AI to build innovative solutions for financial services, offering specialized tools for investors, advisors, and asset managers.

  • Contact for Pricing
• 40
  Pascal AI-Powered Risk-Based KYC & AML Screening and Monitoring

  Pascal is an AI-driven platform designed for faster, more accurate Know Your Customer (KYC) and Anti-Money Laundering (AML) screening and monitoring. It streamlines onboarding, reduces false positives, and ensures compliance through continuous risk assessment.

  • Freemium
  • From 53$
• 41
  Centauri AI AI-powered Data Platform for Financial Analysts

  Centauri AI offers a modern data processing and analytics solution tailored for alternative investments. It helps financial professionals efficiently manage and analyze complex financial data.

  • Contact for Pricing
• 42
  TradingPlatforms.ai Your Guide to AI Trading Platforms, Bots, and Tools Reviews

  TradingPlatforms.ai is a comprehensive review platform that provides detailed analysis and evaluations of AI trading platforms, bots, and tools to support traders and investors in making informed decisions.

  • Free
• 43
  Nuvio Your AI CFO!

  Nuvio is an AI-powered financial management platform that acts as a virtual CFO, providing insights and predictions for startups and growing businesses.

  • Free Trial
  • From 24$
• 44
  Amigo AI AI-Powered Personal Finance Intelligence

  Amigo AI is a personal finance management tool that leverages AI to provide tailored financial advice, smart budgeting, and transaction logging. It helps users simplify, secure, and enhance their financial management.

  • Paid
  • From 1$
• 45
  Finpilot Intelligent Document Processing for Fund Managers

  Finpilot is an AI-powered document automation platform designed for financial institutions that streamlines document analysis, data extraction, and reporting processes for fund managers, RIAs, endowments, and private equity firms.

  • Contact for Pricing
• 46
  Propaya Your lease abstractions, now in minutes

  Propaya utilizes AI to automate lease abstraction and review, extracting key details from documents quickly and accurately for streamlined real estate workflows.

  • Contact for Pricing
• 47
  DisputePanda The World's Most Advanced & Effective AI-Powered Credit Repair Software

  DisputePanda is an AI-powered credit repair software designed to streamline and revolutionize the way credit repair organizations (CROs) service their clients.

  • Usage Based
  • From 197$
• 48
  AI Credit Repair AI-powered credit repair solution for identifying and removing credit report errors

  AI Credit Repair is an advanced credit management platform that uses artificial intelligence to help users monitor, repair, and protect their credit through automated dispute resolution and personalized improvement strategies.

  • Pay Once
• 49
  Fintool Equity Research Copilot: ChatGPT + SEC filings + Earnings calls

  An enterprise-grade AI-powered financial research platform that processes SEC filings, earnings calls, and private documents in real-time, providing comprehensive analysis and insights for investment professionals.

  • Freemium
• 50
  DataVisor Modernize Your Fraud Defense with AI-Powered Risk Management

  DataVisor is an end-to-end fraud and risk SaaS platform powered by AI and advanced machine learning, designed for financial institutions to combat various types of fraud and financial crimes in real-time.

  • Contact for Pricing