What is OnBalance?
OnBalance is a cash flow planning application specifically designed for solopreneurs and family businesses who prioritize trust and privacy in their financial management. The app operates with a true privacy-by-design approach, ensuring that all data remains confidential through on-device end-to-end encryption without any external connections or tracking.
The application provides a free-flow user experience with a simple, well-designed interface that doesn't impose rigid rules, allowing users to control their level of detail while tracking finances. It supports multiple currencies including both fiat and crypto, offers multi-business tracking capabilities, and enables secure collaboration with business partners and teammates. The offline-first mobile-native design ensures reliable access to financial data anytime, anywhere, even without internet connectivity.
Features
- True Privacy by Design: On-device end-to-end encryption ensures no external access to financial data
- Offline-First Mobile Native: All data stored locally with immediate accessibility even without internet
- Multi-Currency Support: Track finances across both fiat and crypto currencies with real-time exchange rates
- Free-Flow UX: Simple interface without rigid rules, allowing users to control detail level
- Multi-Business Tracking: Manage multiple business ventures in one centralized application
- Secure Collaboration: Enable private sharing with business partners and teammates
Use Cases
- Cash flow planning for small business owners
- Financial tracking for solopreneurs managing multiple income streams
- Multi-currency financial management for international transactions
- Offline financial tracking during travel or in areas with poor connectivity
- Secure financial collaboration between business partners
- Privacy-focused financial management for sensitive business operations
FAQs
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Why do I need OnBalance?
OnBalance provides confidential cash flow planning specifically designed for solopreneurs and family businesses who value privacy and simplicity in financial management. -
Is OnBalance right for me?
OnBalance is ideal for solopreneurs, small business owners, and family businesses who prioritize privacy, need multi-currency support, and want offline access to their financial data. -
What makes OnBalance different from other finance apps?
OnBalance offers true privacy by design with on-device encryption, offline-first functionality, multi-currency support including crypto, and is specifically built for business owners rather than accountants. -
How to get started with OnBalance?
Users can download the mobile app and start tracking instantly without complex setup, with the option to organize projects, accounts, and categories as needed. -
Why is OnBalance free?
OnBalance is currently offered as a free application with no indication of future pricing changes mentioned in the provided content.
