EarnUp - Alternatives & Competitors

Best Money Moves empowers organizations to improve employee productivity and retention with a personalized, AI-powered financial wellness platform designed to alleviate financial stress and promote long-term wellbeing.

• Contact for Pricing

CreditReady is an AI-powered financial wellness platform that provides personalized action plans and unbiased credit advice through its TiM AI companion to help users achieve their financial goals.

• Free

Payoff Genius is an AI-powered financial technology tool that helps users create customized debt payoff plans, track accounts, and optimize strategies to become debt-free faster.

• Freemium
• From 7$

TheFinAdvisor is an AI-powered financial advisor that provides personalized investment strategies and guidance. It helps users achieve their financial goals, from paying off debt to investing and retirement planning.

• Paid
• From 2$

Earnix provides AI-powered solutions for insurers and banks, offering real-time rating, underwriting, dynamic pricing, product personalization, and customer engagement.

• Contact for Pricing

Planswell provides free AI-powered financial planning tools and personalized advice from local advisors to help users calculate retirement age, optimize debt, investments, and insurance.

• Free

Tendi is an AI-powered financial advisor that provides personalized financial guidance, helping users manage their money, set goals, and make smarter financial decisions through automated analysis and custom recommendations.

• Freemium

Credeed is an AI-powered platform that helps SMEs and businesses unlock credit opportunities by providing free financial health assessments, credit scoring, and lender connections through automated analysis of financial statements.

• Freemium

AlgoPear is an AI-powered digital banking platform designed for credit unions and financial institutions to boost engagement and deposits, particularly among Millennials and Gen-Z, through personalized financial wellness tools.

• Contact for Pricing

OneUp is an AI-driven business banking platform that transforms traditional banking portals into intelligent financial assistants, offering automated transaction categorization, cash flow forecasting, invoicing, and personalized financial advice for small and medium-sized businesses.

• Contact for Pricing

wallet.AI provides intelligent engines that analyze financial data to help users make better daily financial decisions. Founded in 2012, the platform helps individuals understand their financial behavior.

• Contact for Pricing

Bank Statement App utilizes AI to analyze bank statements, providing clear financial insights and enabling users to understand spending patterns and manage finances effectively.

• Usage Based

Unitor is an AI-powered financial assistant that helps you analyze data, set realistic goals, and achieve financial freedom faster. It offers personalized planning, smart allocation, and financial health analysis.

• Free Trial
• From 10$

Fi Money is an AI-driven digital banking app designed to simplify personal finance through smart tracking, investment, payments, and spending insights.

• Freemium

cred.ai provides advanced banking infrastructure and financial technology designed for security, premium experience, and well-being. It offers solutions for consumers and custom programs for large brands.

• Other

CredCore is an AI-powered debt management platform designed to simplify the mobilization and monitoring of capital for funds and enterprises. It leverages domain-specific AI to automate compliance, track portfolios, and manage risks.

• Contact for Pricing

Neontra leverages AI to simplify personal finance, offering powerful budgeting, spending tracking, and forecasting tools for individuals and businesses. The platform enables users to set and achieve financial goals with custom planning and actionable insights.

• Freemium
• From 9$

Finance Rants is an AI-powered financial guidance platform that helps users understand their financial personality through a comprehensive quiz and provides personalized financial assistance through an AI assistant.

• Free

FinWise is a comprehensive personal finance management platform that combines AI-powered transaction categorization, budgeting tools, and financial forecasting to help users master their money and reach their financial goals.

• Free Trial
• From 9$

WeFIRE is an AI-powered personal finance copilot providing personalized financial insights and planning tools 24/7. It helps users achieve financial independence and retire early (FIRE) through comprehensive analysis and tailored recommendations.

• Free

Avocado Finance is a comprehensive AI-powered platform that centralizes your financial data, offering personalized insights and tools to track net worth, savings, investments, and future financial goals.

• Free Trial
• From 7$

Savology is an AI-powered financial wellness platform that provides foundational financial planning, literacy education, and management tools to help households improve their financial health through personalized plans and professional support.

• Contact for Pricing

CardFit is an AI-powered tool that compares credit cards based on your payment behavior and includes local credit union options, helping you find the best card to save money.

• Free

Personetics is an AI-powered financial data analytics platform that helps banks deliver personalized customer experiences, automated savings journeys, and intelligent money management solutions.

• Contact for Pricing

Relief is an AI-driven financial tool that helps users manage and reduce debt through personalized advice, creditor negotiation assistance, and legal support, trusted by over 160,000 people with over $6 billion in savings found.

• Paid

SAFIRE-IQ is an AI-powered debt collection and recovery platform designed for financial institutions, combining advanced automation with decades of banking expertise to streamline collections, reduce risk, and ensure compliance.

• Contact for Pricing

Lendflow empowers brands and lenders with a modular, AI-driven embedded lending platform, automating credit decisioning, document handling, and borrower communications for faster and more efficient lending operations.

• Contact for Pricing

Amigo AI is a personal finance management tool that leverages AI to provide tailored financial advice, smart budgeting, and transaction logging. It helps users simplify, secure, and enhance their financial management.

• Paid
• From 1$

Arkifi offers a powerful finance workflow automation tool using Generative AI. It eliminates manual tasks and ensures trustworthy, hallucination-free results, empowering finance professionals to focus on strategic thinking.

• Contact for Pricing

Paymefy utilizes Artificial Intelligence to optimize debt collection, enabling faster recovery of funds at a lower cost through automated notifications and one-click payments.

• Contact for Pricing

Arya AI provides pre-built, finance-specific AI models and APIs to help banks, insurance companies, and financial institutions streamline operations, enhance security, and improve decision-making.

• Contact for Pricing

TIFIN is a fintech platform that leverages AI to build innovative solutions for financial services, offering specialized tools for investors, advisors, and asset managers.

• Contact for Pricing

AI4FIRE is an AI-powered tool designed to simplify the journey to Financial Independence, Retire Early (FIRE) by providing real-time tracking, AI analytics, and personalized financial habit recommendations.

• Free Trial
• From 24$

Dispute Beast is an AI-powered financial software that helps users improve their finances. It offers a free dispute letter engine, requiring only an active Beast Monitoring subscription.

• Paid
• From 50$

Nuvio is an AI-powered financial management platform that acts as a virtual CFO, providing insights and predictions for startups and growing businesses.

• Free Trial
• From 24$