Pearler

Add to Collection

The all-in-one finance platform for the next generation

Pearler positions itself as a comprehensive financial platform tailored for Australians focused on achieving long-term financial goals. It provides tools and resources designed to help users build wealth steadily, moving beyond simple stock trading. Core offerings include investing in Australian Securities Exchange (ASX) listed Exchange Traded Funds (ETFs) and shares under CHESS sponsorship, as well as access to US shares and ETFs, including fractional shares. The platform also facilitates micro-investing, allowing users to start with small amounts, manage their superannuation funds directly, and utilize government schemes like the First Home Super Saver via its HomeSoon feature.

Beyond core investment products, Pearler incorporates features aimed at simplifying financial management. Its 'Automate' function enables users to set up scheduled investments, utilize round-ups, rebalance portfolios, and invest surplus cash, promoting strategies like dollar-cost averaging. The platform includes an AI-powered spending tracker for categorization and budgeting, options for parents to invest for their children through 'Headstart', and tools to track overall net worth. Pearler complements its tools with extensive educational content, including articles, podcasts, calculators, guided lessons, and community user profiles, supporting users on their journey towards financial independence.