What is Liquify?
Liquify is a digital financial platform that enables users to access quick funds by leveraging their mutual fund investments as collateral. It offers a seamless process where individuals can pledge their mutual funds digitally without liquidating them, ensuring their long-term growth continues while meeting immediate financial needs. The platform emphasizes speed, transparency, and convenience, with features like instant eligibility checks and secure transactions.
Users benefit from competitive interest rates, interest-only EMIs, and the flexibility to repay the principal anytime without penalties. Liquify's services are designed to provide financial flexibility for various purposes, such as emergencies, business growth, or personal expenses, all while maintaining the security and growth potential of existing investments.
Features
- Disbursement in 24 Hours: Funds are approved and disbursed within 24 hours after withdrawal request from OD
- Zero Paper Work: Digital application using PAN and mutual fund details for instant processing
- Flexible Repayment Options: Pay interest only on withdrawals and repay principal anytime with full control
- Competitive Interest Rates: Loans offered at 10.30% Per Annum with low interest and flexible EMI
Use Cases
- Accessing emergency funds for medical expenses without selling investments
- Securing business capital quickly for growth opportunities
- Funding home renovations or education expenses while preserving mutual fund growth
- Consolidating debts with transparent and flexible loan terms
FAQs
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How does a loan against mutual funds work?
Users pledge their mutual funds as collateral to secure a loan without selling them, accessing funds while investments continue to grow. -
How long does it take to get the instant loan online?
Disbursal occurs within 24 hours after requesting withdrawal from the overdraft facility. -
What is the minimum and maximum loan amount?
Loans start from ₹50,000, with specific maximum amounts based on eligibility and mutual fund value.
