best privacy expense tracker - AI tools

lit.money is a user-friendly financial management app focused on privacy, enabling individuals and teams to track spending, grow savings, and make smarter financial decisions with automatic organization and secure data handling.

• Freemium
• From 6$

Expense Guide is a user-friendly financial management tool designed to help individuals, especially freelancers, track expenses, plan for the future, and build financial security.

• Free Trial
• From 4$

Money+ is a financial management tool that helps users track expenses, income, and budgets, leveraging Google Sheets as the primary storage and analytics dashboard.

• Freemium
• From 2$

Fyenance is a privacy-first desktop app for personal finance management, offering a simple and elegant interface with offline functionality and lifetime updates. Users enjoy full control over their financial data, intuitive reporting, and one-time transparent pricing.

• Pay Once

Caretta is a privacy-focused AI-driven financial app designed to help users effortlessly track expenses, analyze spending habits, and optimize savings through smart budgeting tools.

• Other

Cashinator offers a privacy-focused solution for splitting and tracking group expenses on trips, shared households, and social events, with no ads, no login, and transparent pricing.

• Pay Once

Finma is a privacy-focused finance management app for iOS that consolidates bank and credit card statements, automatically creates transaction entries, and offers tools for budgeting and expense tracking.

• Other

Skwad is a secure budgeting application that processes bank transaction alerts through email, eliminating the need to share sensitive banking credentials while offering comprehensive financial management features.

• Free Trial
• From 2$

Slice leverages artificial intelligence to automate receipt scanning, organization, and spending analysis, making expense tracking simple and accurate.

• Paid

SpendSights is an AI-powered financial tracking tool that automatically processes bank statements, categorizes transactions, and provides spending insights without requiring banking credentials or SMS access.

• Freemium
• From 42$

ExpenseMonkey is an AI-powered expense management tool designed to simplify receipt scanning, expense tracking, approvals, and reporting for freelancers, teams, and small businesses.

• Freemium
• From 10$

How I Spend My Money is an AI-powered tool that helps users track and control their spending by analyzing photos of their receipts, providing detailed item breakdowns and insights.

• Free

Budget Manager is a financial management tool that enables users to log expenses, set financial expectations, and compare real-time spending against planned budgets for improved financial control.

• Free

Expense AI is an AI-powered mobile app designed for effortless expense tracking and financial management. It helps users understand spending habits and make smarter financial choices through features like receipt scanning and AI-driven insights.

• Free Trial

Spliit is a minimalist, open-source expense sharing application that helps users track and split costs among friends and family, featuring receipt scanning AI and advanced splitting options.

• Free

ShowMeMoney is an AI-powered expense tracking application that uses OpenAI technology to automatically process and categorize financial data, offering smart features like Auto Sync and comprehensive visualization tools to help users manage their spending efficiently.

• Pay Once
• From 3$

Zerocrat is a secure, end-to-end encrypted accounting software platform designed to protect business data while providing advanced reporting, real-time analytics, and multi-currency support.

• Paid
• From 9$

Peek is an AI-powered finance app that automatically tracks your money, provides weekly 'vibe checks' on your spending, and helps you set achievable goals, all designed to reduce financial anxiety.

• Free Trial

Nerd is an AI-powered WhatsApp budgeting assistant that simplifies personal finance, tracks spending, and helps users meet financial goals with actionable insights.

• Other

Privacy.com provides virtual cards that shield your actual payment information for secure and private online transactions, helping to prevent fraud and data breaches.

• Freemium
• From 5$

neonFin is a personal finance management tool that combines AI-powered receipt scanning, advanced analytics, and gamification to help users track and improve their spending habits.

• Freemium
• From 5$

Budgetlite offers convenient expense and income tracking, budget creation, and financial reporting, accessible online for individuals on the go.

• Freemium

Spentrip is an AI-powered travel expense tracker app that automates expense capture and categorization, making budgeting seamless for travelers. Instantly track, organize, and analyze travel spending with minimal manual entry.

• Freemium

TripTracker is an intelligent mileage logbook solution featuring GPS tracking and OBDII integration, enabling accurate, automated trip documentation for tax compliance and personal record keeping.

• Paid

Balance is a personal finance app that automatically syncs, categorizes, and analyzes your financial accounts, providing actionable insights to help you manage your money smarter.

• Paid
• From 4$

HoneyMoney helps users manually track spending, plan cash flow, and forecast finances without connecting bank accounts, offering total financial control and increased spending awareness.

• Paid

Everlance offers automatic mileage and expense tracking to maximize tax deductions and streamline reimbursements for individuals and businesses. Features include GPS-based trip logging, expense syncing, and IRS-compliant reporting.

• Freemium
• From 9$

Tiller automatically tracks your financial data in Google Sheets and Excel, providing daily updates, customizable templates, and comprehensive budgeting tools.

• Paid
• From 7$

Wallos is an open-source, self-hostable web application designed to manage personal subscriptions and recurring expenses with enhanced data privacy and customization options.

• Free

Memtime is an automatic time tracking tool that records user activity securely offline, helping professionals remember their workday and log time accurately without compromising privacy.

• Free Trial
• From 16$