What is Nav?
Nav is a financial technology platform designed specifically for small business owners to manage their credit and financial health. It provides tools to track both business and personal credit scores side by side, offering real-time alerts and detailed reports from major bureaus like D&B, Experian, Equifax, and TransUnion. Users can monitor their credit standing for free or upgrade to Nav Prime for exact scores and advanced features.
The platform also helps businesses access financing by matching them to suitable credit cards, loans, or lines of credit. Additionally, Nav includes cash flow management tools, bookkeeping assistance, and business credit coaching to support growth. With over 2.7 million small businesses trusting Nav, it aims to simplify financial management and credit building for entrepreneurs.
Features
- Credit Monitoring: Track business and personal credit scores from D&B, Experian, Equifax, and TransUnion with real-time alerts
- Financing Matching: Get matched to credit cards, loans, or lines of credit that fit business needs
- Cash Flow Management: Use bookkeeping tools to categorize transactions and generate profit and loss statements
- Credit Building: Build business credit with up to 2 tradelines submitted monthly to major bureaus
- Business Credit Coaching: Receive 1-on-1 guidance from dedicated coaches to leverage tools effectively
Use Cases
- Monitoring business and personal credit scores for financial health
- Building business credit history to qualify for better financing
- Managing cash flow and bookkeeping for tax preparation
- Accessing matched financing options for business expansion
- Receiving credit coaching to improve credit strategies
FAQs
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Who can benefit from using Nav Prime?
Small business owners looking to monitor and build business credit, manage cash flow, and access financing options. -
How does Nav Prime help improve credit?
By providing tools to track scores, build credit with tradelines, and offer coaching to leverage financial strategies. -
What’s included with a free Nav account vs. Nav Prime?
Free accounts offer basic credit standing monitoring and cash flow tools, while Nav Prime adds exact scores, reports, tradelines, and coaching. -
How do credit alerts work with Nav Prime?
Real-time alerts notify users of changes or factors impacting their credit scores from major bureaus. -
Can I cancel Nav Prime any time?
Yes, users can cancel their Nav Prime membership at any time without long-term commitments.
