What is getbalance.com?
Balance is a comprehensive financial infrastructure platform designed specifically for B2B commerce. It enables businesses to offer digital trade credit with terms up to net 90 days, B2B buy now pay later (BNPL) financing at checkout, and a full-stack B2B payments solution. The platform leverages AI for credit risk management to achieve high approval rates while automating end-to-end processes from qualification to reconciliation.
With Balance, companies can streamline complex B2B workflows, eliminate accounts receivable overhead, and provide a self-serve payment experience. The platform supports various payment methods including same-day ACH, wire transfers, credit cards, and global payments, while offering features like optimized interchange plus pricing, surcharges, and personalized incentives. Balance also provides marketplace payment solutions with seamless buyer payments and instant vendor payouts.
Features
- AI Credit Risk Management: Uses artificial intelligence for credit assessment to achieve high approval rates
- Digital Trade Credit: Enables businesses to offer instant trade credit with up to net 90 days payment terms
- B2B BNPL: Provides instant financing at checkout with up to 90 days to pay for business buyers
- End-to-End Automation: Automates complete workflow from qualification to reconciliation
- Multi-Payment Support: Accepts same-day ACH, wire transfers, credit cards, and global payments
- Marketplace Payments: Offers seamless buyer payments and instant vendor payouts for marketplaces
- White Label Experience: Provides customizable white label user interface
- Optimized Pricing: Maximizes savings with optimized interchange plus using L2/L3 data
Use Cases
- Extending payment terms to B2B buyers to increase sales
- Providing instant financing options at checkout for business customers
- Automating accounts receivable and invoice-to-cash operations
- Streamlining marketplace payments with automated vendor payouts
- Optimizing payment processing costs for B2B transactions
- Enabling net terms payment for inventory purchases without cash flow constraints
- Simplifying procurement processes with pay-by-invoice options
- Accelerating reconciliation with smart cash application
FAQs
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What types of payment methods does Balance support?
Balance supports same-day ACH, wire transfers, credit cards, and global payments for B2B transactions. -
How does Balance use AI in its platform?
Balance utilizes AI for credit risk management and underwriting to achieve high approval rates for trade credit and financing. -
What is the maximum payment term available through Balance?
Balance offers digital trade credit with payment terms up to net 90 days for qualified business buyers. -
Can Balance be integrated with existing business systems?
Yes, Balance provides robust APIs and pre-built native integrations for seamless integration with software stacks, ERPs, and B2B ecommerce platforms. -
Does Balance offer solutions for B2B marketplaces?
Yes, Balance provides marketplace payment solutions with seamless buyer payments, instant vendor payouts, and automated multi-vendor transactions.
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