What is Adyen?
Adyen is a comprehensive financial technology platform designed to streamline payment acceptance, fraud management, and financial operations for businesses of all sizes. The platform unifies online and in-person payment methods, connecting global markets through a single integration while providing advanced fraud detection powered by machine learning.
Through Adyen, companies gain access to real-time data insights that inform better business decisions and reveal new growth opportunities. Its banking infrastructure supports flexible fund management, including faster payouts and multi-currency transactions, making it especially valuable for platforms and marketplaces operating internationally.
Features
- Unified Payments Platform: Accept, process, and settle payments across online and in-person channels.
- Machine Learning Fraud Detection: Automatically detect and reduce fraudulent activity without affecting real transactions.
- Global Data Insights: Access and analyze real-time payment data to uncover business growth opportunities.
- Multi-Currency Support: Settle funds and manage multiple currencies with flexibility.
- Financial Operations Management: Take full control of funds, issue virtual and physical cards, and automate banking operations.
- Customizable Payment Methods: Offer diverse local and global payment options through single integration.
- Flexible Payouts: Manage timing and currencies for payouts to suit business needs.
Use Cases
- Managing online and in-person payments for retail stores.
- Implementing fraud detection and prevention for e-commerce businesses.
- Enabling global platforms and marketplaces to offer multi-currency transactions.
- Unifying customer payment data for actionable business insights.
- Issuing physical or virtual cards for employee or customer spending.
- Improving approval rates and customer authentication experiences.
FAQs
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What is Interchange++ pricing?
Interchange++ is a pricing model that tracks interchange rates and scheme fees at the transaction level, providing complete visibility and transparency into payment costs. -
Does Adyen have setup or monthly fees?
Adyen does not charge setup fees or monthly fees. The platform operates on a pay-per-transaction basis, though minimum invoice amounts may apply depending on industry and business model. -
Does Adyen support multi-currency transactions?
Yes, Adyen can link multiple bank accounts with multiple currencies, enabling multi-currency transactions without mandatory currency conversion. -
Can multiple bank accounts be linked with Adyen?
Yes, Adyen allows businesses to link multiple bank accounts. -
Are there any business types Adyen cannot serve?
Certain industries and business models are not eligible for Adyen’s services, as detailed in their Eligibility Criteria.
