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Mintly
Reliable Bank Account Validation API & Web Tools for Payments

What is Mintly?

Mintly is an advanced platform providing accurate verification for bank accounts, sort codes, IBANs, and SWIFT codes across the UK, Ireland, and international banking networks. Designed for enterprises and businesses seeking to reduce payment failures, Mintly employs powerful algorithms and a frequently updated database to ensure data accuracy and minimize fraud risks. The platform offers both an intuitive web interface and a robust API, supporting seamless integration into existing payment and onboarding systems.

With features such as multi-user collaboration, team management, comprehensive real-time validation, and compliance support for BACS and other standards, Mintly streamlines financial operations for developers and non-technical users alike. Its scalable, cloud-based services handle high request volumes with low latency, helping businesses improve cash flow, customer satisfaction, and operational security. Mintly's subscription plans include risk-free trials and flexible pricing to support organizations of all sizes.

Features

  • Accurate Verification: Validate bank account numbers, sort codes, IBANs, and SWIFT codes across UK, Ireland, and international banks.
  • Real-Time Data: Uses weekly updated algorithms and databases for reliable, up-to-date account checks.
  • API and Web Access: Integrate via a robust REST API or perform manual checks through an intuitive web interface.
  • Bulk and High-Speed Processing: Handles thousands of checks per second for bulk verification scenarios.
  • Payment Type Confirmation: Confirms supported payment types including BACS, CHAPS, Faster Payments, and more.
  • Compliance Support: Assists businesses in achieving BACS and financial compliance standards.
  • Team Collaboration: Multi-user access under a single subscription for streamlined operations.
  • Secure Cloud Hosting: Delivers scalable and highly available services with industry-standard security.
  • Usage Analytics: Dashboard to monitor daily usage and statistics.
  • Comprehensive Documentation: Provides OpenAPI 3.0 docs and integration guides for developers.

Use Cases

  • Automating bank account and sort code validation in payment systems
  • Bulk compliance checking for payroll or supplier payments
  • Reducing failed transactions in financial operations
  • Verifying customer bank details during account onboarding
  • Integrating with ERP or accounting platforms for real-time validation
  • Mitigating payment fraud by verifying customer-supplied bank information
  • Supporting customer service with instant account verification tools
  • Ensuring BACS and industry compliance in payment processing

FAQs

  • Does Mintly provide both a web interface and an API for bank account validation?
    Yes, Mintly offers both a user-friendly web interface for manual checks and a robust API for integration into your systems.
  • How often is the banking data updated on Mintly?
    Mintly updates its banking and sort code data weekly to ensure the most accurate verification results.
  • Can Mintly verify international IBAN and SWIFT codes?
    Yes, Mintly can validate IBANs from participating countries and SWIFT codes, in addition to UK and Ireland accounts.
  • Is there a free trial available for Mintly’s services?
    Mintly offers a 14-day free trial on all subscription plans with no payment required to start.
  • Does Mintly support team collaboration under a single subscription?
    Yes, Mintly allows multiple users to access the service under a single shared subscription for better team collaboration.

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