mobile Finanzverwaltung ohne Bankanbindung - AI tools

HoneyMoney helps users manually track spending, plan cash flow, and forecast finances without connecting bank accounts, offering total financial control and increased spending awareness.

• Paid

Toshl is a personal finance app that helps users track expenses, manage budgets, and visualize money flows across multiple accounts and currencies.

• Freemium

Monento is a cross-platform personal finance tracking application with cloud syncing, multi-currency support, and local encryption, available on Android, iOS, Mac, Windows, and Linux.

• Freemium
• From 1$

Fyenance is a privacy-first desktop app for personal finance management, offering a simple and elegant interface with offline functionality and lifetime updates. Users enjoy full control over their financial data, intuitive reporting, and one-time transparent pricing.

• Pay Once

Monese is a mobile money app that provides instant accounts for spending, sending, and saving money internationally, with features like budgeting tools, multi-currency support, and secure transactions.

• Freemium

Bankin' is an all-in-one financial management app that consolidates all user accounts into a single platform for stress-free money management.

• Other

Skwad is a secure budgeting application that processes bank transaction alerts through email, eliminating the need to share sensitive banking credentials while offering comprehensive financial management features.

• Free Trial
• From 2$

Kiori ist eine kostenlose Finanz-App, die Einzelpersonen, Paaren und Familien hilft, Budgets zu erstellen, Verbindlichkeiten zu verwalten und Finanzwissen durch Gamification zu erlernen.

• Free

Banktivity is a macOS/iOS-based financial app offering comprehensive budgeting, investment tracking, and money management tools with secure bank connections and cross-device sync.

• Free Trial
• From 7$

Finma is a privacy-focused finance management app for iOS that consolidates bank and credit card statements, automatically creates transaction entries, and offers tools for budgeting and expense tracking.

• Other

MoneyCoach is a comprehensive personal finance management app that helps users track spending, manage budgets, and reduce financial stress across Apple devices. It offers smart budgeting tools, family sharing capabilities, and multi-currency support.

• Freemium